Hearsay evidence is any evidence, oral, written or otherwise made a person other than the particular witness tendering it before the court as proof of the facts it portrays or purports. That is, the witness through whom the statement is to be tendered is neither the maker, nor does he have any personal knowledge of what it says which he, the witness, wants the court to admit as proof of those facts. Section 37 of the Evidence Act, 2011.The main disqualifying factor is when it is tendered as proof of the fact by the person tendering it even though he has no personal knowledge of the fact therein. **Section 38 of the Evidence Act, 2011 **renders such evidence inadmissible, except where it falls under any one of the exceptions listed in S. 39 - 50 of the Evidence Act, 2011. JAMB V. ORJI (2008) 2 NWLR (Pt. 1072) 552; NBC V. UBANI (2009) 3 NWLR (Pt. 1129) 512; Aso Savings & Loans Plc V. Adamu (2017) HELAR ratio 1; Osinowo V Nigerian Navy (2019) HELAR ratio 2